In the latest announcement for November 2025, the Premium Bond results reveal the fortunate recipients of two £1 million prizes.

The first lucky winner, based in Shropshire, holds the maximum £50,000 in Premium Bonds, with the winning bond number 258GE105589 acquired in October 2015. Meanwhile, the second £1 million winner resides in York and also holds £50,000 in Premium Bonds, with the winning bond number 568FY679677 purchased in February 2024.

Premium Bonds, offered by National Savings & Investment (NS&I), function as a savings product where instead of receiving a fixed interest rate, participants are entered into a monthly prize draw with prizes ranging from £25 to £1 million. While winning is not guaranteed, the majority of prizes awarded are smaller amounts.

The odds of winning each month with Premium Bonds are 22,000 to 1 for every £1 bond, with the maximum savings limit set at £50,000. NS&I Retail Director, Andrew Westhead, congratulated the jackpot winners and highlighted the festive boost to their finances.

Winners are notified via email or text message by NS&I and can choose to have their prize deposited into their bank account or reinvested in Premium Bonds. Tools like the NS&I online prize checker or the Premium Bonds prize checker app can be used to verify if you have won, with the current prize fund rate at 3.60%.

Although the prize fund rate has slightly decreased in recent months, two £1 million prizes are still awarded each month. The latest adjustment to the prize fund rate occurred in the August 2025 draw, reducing it to 3.60%. With nearly 23 million participants, Premium Bonds continue to attract a large audience.