Today, the results for the December 2025 Premium Bonds draw were unveiled, with two fortunate individuals becoming £1 million richer.
Every month, two individuals win £1 million each through Premium Bonds. In the latest draw for December 2025, the initial winner resides in Norwich, holds £35,000 in Premium Bonds, and bought the winning bond numbered 591RD417238 in August 2024.
The second £1 million winner hails from Cornwall, possesses £20,000 in Premium Bonds, and purchased the winning bond numbered 615WP633178 in February 2025.
Premium Bonds, a savings product by National Savings & Investment (NS&I), offer participants the chance to win prizes through a monthly draw instead of earning a fixed interest rate on their money.
Prizes range from £25 to £1 million, although winning is not guaranteed, and the majority of prizes awarded are smaller amounts.
If you have won a significant prize on Premium Bonds and wish to share your story, reach out via email at mirror.money.saving@mirror.co.uk.
NS&I Retail Director, Andrew Westhead, congratulated the winners, highlighting the excitement of becoming millionaires just in time for Christmas. The December draw features over six million prizes, including 77 valued at £100,000 and 153 at £50,000.
The maximum amount that can be saved in Premium Bonds is £50,000, with each £1 investment receiving a unique bond number. The odds of winning a prize each month are 22,000 to 1 for every £1 bond.
If you secure a prize, NS&I will notify you via email or text message, and you can choose to have the money deposited into your bank account or reinvested in Premium Bonds.
Utilize the NS&I online prize checker tool or the Premium Bonds prize checker app to verify if you are a winner. Currently, the prize fund rate, akin to an interest rate for Premium Bonds, stands at 3.60%.
Although the prize fund rate has slightly decreased in recent months, leading to a reduction in some larger prizes and an increase in smaller prizes awarded, two £1 million prizes are still awarded monthly.
The most recent reduction in the prize fund rate occurred in the August 2025 draw, lowering it to 3.60%. Nearly 23 million individuals hold Premium Bonds.